Crashes involving food delivery drivers can be confusing. The amount of insurance coverage available depends on which company the driver works for and the driver’s status at the time of the accident.
Our food delivery accident attorneys at Maschka Personal Injury can review your specific case to determine which insurance coverages apply. We can also estimate your potentially available damages in a Mankato food delivery app accident.
Your personal injury protection (PIP) can cover most of your medical expenses and lost wages after you sustain injuries in a crash. However, to fully recover your lost wages and compensation for pain and suffering, you must file a personal injury claim.
To file a legal claim, you must meet one or more of the thresholds under Minnesota Statutes § 65B.51. This entitles you to file a claim if you suffered a permanent injury or disfigurement, you were disabled for 60 days or more, or your medical expenses exceed $4,000.
Our attorneys, who are based in Mankato but serve the surrounding areas, can review your medical records after a food delivery app accident to help determine if damages are available through a legal claim. If so, we can notify the at-fault driver’s insurer and begin discussions about your damages.
If your injuries from the vehicle accident meet the legal threshold, you can claim compensatory damages, which include both economic and non-economic damages. Your economic damages are the financial costs you incurred due to the accident, including medical bills, lost wages, and other related expenses. Your non-economic damages are intangible harms, such as:
Sometimes a driver acts in an egregiously or intentionally dangerous way, such as driving drunk or driving at very high speeds. In these cases, courts may allow you to seek punitive damages, which is additional money awarded to punish a defendant for their wrongful conduct. Our Mankato attorneys can review the evidence from your collision to determine if you have the option to pursue punitive damages against the food delivery app driver.
Working with a food delivery app does not change the at-fault driver’s liability or your entitlement to damages. However, factors such as which app the driver used and whether they were completing a food delivery when the Mankato crash occurred will affect how much insurance coverage is available to pay your damages.
In some cases, the driver’s personal liability insurance will be the first source of coverage. In other cases, Uber Eats or DoorDash will provide coverage when their drivers are at fault and engaged in a delivery at the time of the crash. Some other companies do not provide additional coverage for their drivers.
Our attorneys can investigate your crash to determine if the driver’s app provides coverage. If so, we can work diligently to pursue fair damages for your injuries.
Depending on the circumstances, the available damages in a Mankato food delivery app accident can vary. If you work with our attorneys from Maschka Personal Injury, we can help you seek fair damages. Schedule a free review of your delivery app accident case today.
