When you get into a car accident and bring a legal claim for compensation, your case will probably never get to the trial stage. Almost all vehicle accident claims settle before a trial. However, the settlement process can be more complicated, and potentially contentious, when a rideshare company is involved.

If you were involved in an Uber/Lyft/rideshare crash, talk to an attorney at Maschka Personal Injury about Uber accident settlements in Mankato. For more than 25 years, our firm has been successfully representing injured people throughout Minnesota.

Driver’s Status Determines Uber Coverage

Car accident compensation claims are almost always paid by the drivers’  insurance companies. Although an at-fault driver is personally liable for the harm they cause, in reality, the amount of the driver’s insurance coverage can limit the amount of a settlement.

If a Mankato Uber driver is not logged into the app, any accident settlement would likely come out of their personal insurance coverage. Uber’s insurance does not apply unless the driver is logged in and waiting for a fare, on the way to pick up a fare, or transporting a passenger. When representing someone in an Uber accident, our attorneys may review the driver’s Uber records to confirm their status when the accident occurred.

Minnesota Statutes §65B.472 requires transportation network companies like Uber to provide insurance for their drivers when the driver is working. If they are waiting for a fare, Uber’s policy provides $50,000 for bodily injury and $100,000 per incident. If the driver has accepted a fare or is transporting a passenger, Uber’s coverage is $1 million.

What Factors Most Influence Settlements?

The amount of an Uber collision settlement in Mankato is dependent on individual circumstances. It is impossible to predict with certainty, but certain factors are almost always influential.

You may be entitled to economic damages, which are the losses you incurred due to the injury. You should have documentation of all costs, including incidental expenses, medical expenses, and lost wages. When your injury prevents you from working or requires ongoing medical care, our attorneys may hire experts to estimate the cost of these anticipated future losses, and we will include them in a request for economic damages.

Non-economic damages are the most variable and difficult to predict. These damages, also known as pain and suffering damages, compensate you for intangible losses like the changes in your lifestyle due to the injury. They are dependent on factors like:

  • The severity of your injuries
  • Your age at the time of the accident
  • The extent of any permanent disability
  • The injuries’ impact on your quality of life

During an initial consultation, our lawyers can assess your case to determine what an appropriate settlement may be and the likelihood of success.

Strong Negotiating Skills Are Necessary

Uber and its insurer vigorously defend car accident claims. They are large organizations with teams of adjusters and lawyers working to limit their liability, so it is critical for you to have an experienced Mankato attorney negotiating your Uber wreck settlement.

Uber and its insurer may try to limit their liability by deflecting responsibility away from the Uber driver onto other involved parties or try to pressure you to settle your claim for less than it is worth.

Our firm has the resources to advocate fiercely on your behalf. We will take a case to trial if necessary to achieve a fair result. Our willingness to litigate a claim often causes insurance companies to offer a fair settlement, but the negotiations may require time.

Work With a Mankato Attorney to Settle an Uber Accident Claim

Legal assistance can be helpful in trying to resolve an Uber accident claim. Uber can be aggressive in defending claims, and a credible threat of a lawsuit may be necessary to spur a reasonable offer. At Maschka Personal Injury, we help injured individuals negotiate Mankato Uber accident settlements, so schedule a consultation with us today.