New Ulm offers plenty of scenery for residents and visitors to enjoy, including the river valley and state parks. There are few things more enjoyable than taking in the sights and sounds of New Ulm from the back of a motorcycle. However, amid all this beauty, motorcyclists face a significantly higher risk than other roadway users of becoming injured when an accident occurs. These injuries can result in steep financial losses and psychological impacts. If you have been injured in a motorcycle collision that was caused by someone else’s negligence, a New Ulm motorcycle accident lawyer can provide information about the process of seeking compensation from the at-fault party’s insurance coverage (or even your own insurance coverage). In many cases, a personal injury attorney can handle the claim on your behalf.
With a lack of an enclosed frame, seatbelts, four-wheel stability, and other features, motorcycle accidents can result in severe and even permanent injuries. These injuries can cause major medical bills and other expenses. They can also cause the injured rider or passenger to be too injured to work. In some cases, motorcycle crashes can cause permanent disabilities that will result in a lifetime of medical expenses and lost earning capacity. At the same time, the injured party can be left grappling with psychological effects such as physical pain and suffering, and the inability to enjoy their lives due to the injury.
While the drivers of motor vehicles, such as cars and trucks, are required by Minnesota law to obtain a personal injury protection policy as a first resource for medical expenses and wage loss caused by an accident, motorcyclists do not have this requirement. While not required, a motorcyclist can elect to purchase the coverage. Regardless of whether the motorcyclist has personal injury protection coverage, an injured rider may be able to seek compensation by making a third-party claim against the at-fault party’s liability coverage. The type of compensation that may be available through the claims process includes:
A motorcycle crash lawyer can help you identify what types of compensation you may be entitled to recover and help you file a strong personal injury claim in New Ulm.
An experienced motorcycle accident lawyer can help you begin the claims process in New Ulm by determining which insurance company may be held liable for your injuries. They can gather medical documentation, bills, receipts, and other information to establish the value of the claim and file the claim against a relevant insurance policy. The lawyer can also communicate with the insurance provider on your behalf to negotiate a settlement that fairly compensates you for your injuries.
If the insurance company fails to resolve the claim with a fair settlement, then your motorcycle accident lawyer can file a lawsuit in civil court, which generally must be done within six years of the date of the wreck. The attorney can gather evidence through discovery and prepare the case for trial, often while continuing to negotiate with the insurance carrier. If a settlement is not reached before the scheduled trial date, legal counsel can present the case to a judge or jury so they can make decisions about liability and compensation.
Being injured in a motorcycle wreck can change the course of your life. It helps to have a local legal team that knows the area, understands your way of life, and can provide services aimed at helping you seek the maximum amount of compensation available for your claim. Let us explore your legal options with you. Contact us for your free case evaluation with a New Ulm motorcycle accident lawyer.
