Catastrophic injuries cause permanent changes to your lifestyle and quality of life. If you suffered severe harm in an accident, the experienced catastrophic injury attorneys at Maschka Personal Injury can help you obtain compensation from the responsible parties to ensure you get the care and support you need. We have offices in Mankato but serve injured people throughout the area.

Living with a significant injury can be well beyond the means of most people. Damages in Mankato catastrophic injury cases can make the difference between living the fullest life possible after a serious injury and simply surviving.

What Are the Costs of a Catastrophic Injury?

For an injury to be catastrophic, it typically must alter your lifestyle permanently and leave you unable to work at your former job. Some people with catastrophic injuries can do some work, but many can no longer support themselves through employment. Catastrophic injury survivors often lose their ability to participate in hobbies and activities that were important to them, experience changes in their family and social relationships, and require help to manage activities of daily living.

Ideally, your damages should cover the injury’s impact on your life, and you should receive enough money to cover your diminished income and lost ability to earn a living. You may also be entitled to the expenses you incur because of your injury, which can include the cost of:

  • Medically necessary services such as physical therapy and occupational therapy
  • Prosthetic devices and mobility aids
  • Renovation costs if necessary to accommodate your permanent disability
  • Home health aides and other necessary support services
  • Psychological counseling to help you adapt to your new circumstances

You may also seek damages for the changes in your quality of life since the accident.

Our Mankato attorneys will help you and your family compile your expenses and estimate your financial damages in a catastrophic injury claim. We may engage an actuary or economist to calculate your lost income and financial opportunities over your lifespan. We will also explain how to document changes in your lifestyle since the accident and use that evidence to support your claim.

How Insurance Coverage Limits Recoverable Damages

You can suffer a catastrophic injury in many ways, including vehicle wrecks, falls, and workplace accidents. In many cases, the responsible party’s insurance company will pay your damages. This means your financial recovery may depend on the responsible party’s coverage limits.

Larger insurance limits can increase the likelihood that you will receive adequate compensation. If you work with our firm, we will work to identify as many applicable insurance policies and potentially liable parties as possible.  to find as many potentially liable parties as possible.

We will also investigate for evidence supporting another party’s responsibility for the incident. Minnesota Statutes § 604.01 reduces the damages you can collect if you are partially responsible for the accident that led to your injury. Insurance companies sometimes exploit this law by unfairly shifting blame onto you, which can reduce their liability. Our Mankato legal team will work diligently to protect your right to full compensation in a catastrophic injury claim.

Contact Our Mankato Team To Seek Compensation in a Catastrophic Injury Case

Catastrophic injuries can cause stress and hardship if you lack adequate financial resources. If you suffered permanent injuries in an accident, we can guide you on damages in Mankato catastrophic injury cases.

Maschka Personal Injury has been pursuing justice and fair compensation for injured people in the region for more than 25 years. Contact us today for a free consultation to discuss your situation with a member of our catastrophic injury intake team.